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Discover the HECM for Purchase Program​

Many seniors are finding that their current home no longer fits their needs. Through our HECM for Purchase (H4P) program, your clients can use a reverse mortgage to purchase a new primary residence.

5 Benefits of the H4P Program:

  • Minimal credit requirements
  • Minimal income qualifications (some conditions will apply)
  • Purchase more home with the same down payment
  • No monthly mortgage payments (must maintain homeowners insurance, property taxes, and HOA dues if applicable) Increased buying power puts more potential homes within reach

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Opening A Line of Credit

Financial writers and advisors are touting the benefits of establishing a line of credit through the HECM program to homeowners whether they need access to the money immediately or not. The flexibility in how the line of credit can be used as a need arises is a tremendous benefit to the borrower.

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**FOR PROFESSIONAL USE ONLY**  This document is not an advertisement as defined in 12 CFR 226.2(a)(2). This is a business to business communication and is intended for LICENSED MORTGAGE PROFESSIONALS ONLY and is NOT INTENDED TO BE DISTRIBUTED TO THE CONSUMER OR THE GENERAL PUBLIC. All programs are subject to approval by United Northern Mortgage Bankers, Ltd a Direct Endorsed FHA Lender NMLS #7230. All Rights Reserved. Equal Housing Lender. If you receive this message in error, please contact the undersigned immediately at United Northern Mortgage Bankers Limited, DBAs: Senior Security Home Advantage, Senior Security Advisors, 3601 Hempstead Turnpike, Suite 300, Levittown, NY 11756 Corporate – NYS Dept. of Financial Services Licensed Mortgage Banker NMLS # 7230 · AL Consumer Credit license #21761 · CO Mortgage Company Registration · CA Finance Lenders Law license # 603K800 ·Licensed by the Department of Business Oversight Under the California Residential Mortgage Lending Act. #4131321 · CT Dept. of Banking Mortgage Lender license #20372 · DC Mortgage Lending License #MLB7230 · FL Dept. of Financial Institutions Mortgage Lender license #MLD273 · GA Dept. of Banking and Finance Mortgage Lenders license #39919 · IL Residential Mortgage Lender license# MB6761307 · Indiana-DFI Mortgage Lending License · MD Mortgage Lender license · MA Div. of Banks and Loan Agencies Mortgage Lender & Mortgage Broker license #MC7230 · NJ Dept. of Banking and Insurance Mortgage Lender license #9938995 · NC Commissioner of Banks Mortgage Lender license #L140365 · PA Dept. of Banking Mortgage Lender license #20887 · Rhode Island Lender License #20183612LL · SC State Board of Financial Institutions OTN Mortgage Lender license #MLS7230 · TN Mortgage license #115610 · TX – SML Mortgage Banker Registration · VA Lender license #MC5787 · WA Consumer Loan Company license #CL-7230 · Direct Endorsed FHA Lender. United Northern Mortgage Bankers Limited is not affiliated with or acting on behalf of or at the direction of FHA, VA, USDA or the Federal Government.  United Northern Mortgage Bankers, Ltd. is an Equal Housing Lender. All programs are subject to approval by United Northern Mortgage Bankers Limited.  All Rights Reserved. Web Design By FazeOne Design