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Discover the HECM for Purchase Program​

Many seniors are finding that their current home no longer fits their needs. Through our HECM for Purchase (H4P) program, your clients can use a reverse mortgage to purchase a new primary residence.

5 Benefits of the H4P Program:

  • Minimal credit requirements
  • Minimal income qualifications (some conditions will apply)
  • Purchase more home with the same down payment
  • No monthly mortgage payments (must maintain homeowners insurance, property taxes, and HOA dues if applicable) Increased buying power puts more potential homes within reach

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Opening A Line of Credit

Financial writers and advisors are touting the benefits of establishing a line of credit through the HECM program to homeowners whether they need access to the money immediately or not. The flexibility in how the line of credit can be used as a need arises is a tremendous benefit to the borrower.

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